Running a company requires an eye to detail and the ability to accept the big-picture realities of keeping a business running.
One of those realities: accidents happen.
Even when you have the best intentions, there will be times when people will hold your business at fault for damages to themselves or to their property. You can be held financially liable, and in many cases you’ll be shocked to learn how much you’re expected to pay.
Common types of liability cases include:
- People injured on the premises
- Lawsuits regarding employment practices
- Professional liability lawsuits
- Defective products causing damages
- Libel and slander cases
In these situations, you need business liability insurance to protect you from financial hardship. When a liability case comes up, you won’t have to spend a moment worrying about how you will pay for expensive legal defense and, if the case goes against you, damages. Instead, you’ll be secure knowing that you have insurance to cover the costs.
Business liability insurance pays for:
- Legal fees
- Medical payments
- Restoring damaged property
- Court-ordered judgments
Not all businesses need the same types of liability insurance, which is why we are here to help. Our experience allows us to assess your business risks and help you set up appropriate liability insurance policies for your areas of risk.
You shouldn’t have to spend time and energy worrying about potential liability. When you have the insurance you need, you can get back to running your business.
Contact our expert agents today to get started.