Blue Shield of California and SHOP

Blue Shield of California and SHOP

Blue Shield of California May Be a Good Fit For Your Small Business

The California Medical Association founded Blue Shield of California in 1939. The San Francisco based organization is a non-profit health plan provider. There are nearly 65,000 physicians in the state of California who work with Blue Shield of California. Their values and missions are centered around the ultimate goal of providing healthcare for every resident in the state of California. They stand behind the belief that affordable, top notch health care should be able to every resident.

Blue Shield of California offers options for their customers that allow them reduce their out-of-pocket expenses for healthcare. They also allow them to choose the right coverage level for their particular income and needs. The provider places a high priority on assisting their customers with proactive care management through wellness initiatives, preventative care services, personalized long-term care management (i.e. for chronic conditions), alternative therapy (i.e. chiropractic treatments), and online access to medical resources.

Get the Information You Need About SHOP

Covered California has approved Blue Shield of California as a Qualified Health Plan in the small business market in all 19 regions. As the only Blue plan providing SHOP coverage, they are proud to have sustainably affordable rates. Blue Shield has a 2 percent pledge, which means that they cap their net profit at 2 percent of revenue and give the difference back to Blue members and the local community. This means that Blue rates are set to cover health care expenses and not increase the company’s profit margin.

Blue Shield of California will have a wide range of PPO products available in through the SHOP exchange by July 2014, which will allow for small businesses to have even more choices for their coverage.

Get Detailed Quotes for Major Carriers

The process of researching insurance packages can be overwhelming. With so many different options, it can be difficult, if not impossible, to make accurate side-by-side comparisons. At Terpening Insurance, we believe that families and businesses deserve to have the best health insurance that they can afford. We do the leg work of researching and drawing up detailed comparisons so that you can view accurate, up-to-date quotes and make well-informed decisions. If you’ve been procrastinating on the task of purchasing health insurance, don’t put it off any longer. Give us a call today.

Work With an Experienced Insurance Team

The Terpening Insurance team has been serving California for over two decades. Our agents have a wide range of expertise to cater to the many different factions of insurance. No matter what type of plan you need, you are guaranteed to get expert advice. Sleep better at night by protecting your family or your business against the risks that you are unable to afford. Fill out one of our online forms or give us a call today.