Health Net and SHOP

Health Net and SHOP

Have You Considered Your Options at Health Net?

Health Net offered one of the first affordable, well-run HMO models in state of California for employer-sponsored health insurance covers. Today they offer value-based tailored network products to individuals and families, too. Health Net has over 200 hospitals and 44,000 physicians in their integrated, coordinated system, which is known for offering some of the best medical care in the area. Health Net has a strong commitment to making keeping their services convenient, simple, personalized, and competitively priced.

Health Net serves a number of the major metropolitan regions of California:

  • Los Angeles
  • San Francisco
  • San Diego
  • Santa Clara

Stay Informed About SHOP in California

Health Net is one of six providers in the state of California that is offering health insurance options to small businesses. These providers were selected through a competitive bidding process. Typically SHOP premiums are on par with the 2013 small-group market rates. In some instances, small businesses will even be able to save money on their premiums.

SHOP plans are intended to offer an extensive provider network, a standardized set of benefits, and a wide range of health insurance plan options, all at competitive pricing to employers and their employees. These choices will be available to over half a million small businesses in the state of California.

The health benefit exchange launched on October 1, 2013 with the initial coverage going into effect on January 1, 2014. Currently the exchange is open to small business owners with one to 50 eligible employees. Covered California plans to expand coverage for larger businesses in the future.

Work with Knowledgeable Health Insurance Agents

We know how important it is to get work with specialists who are well-versed in your specific health insurance needs. As such, at Terpening Insurance, our agents are fully prepared to handle a wide scope of insurance plans and packages. We assist individuals, families, and businesses every day with every type of insurance from renters to health to auto.

Our agents make it a top priority to get to know all of their customers on a personal level. This level of relationship allows us to offer customized insurance recommendations. You never have to pay for insurance that you don’t need.

Purchasing Insurance Should Be Straightforward

We know how tough it can be to find current, accurate insurance numbers, let alone compare them with other similar offerings. Our knowledgeable staff does the research for you and then lays out comprehensive pricing information in a way that you can make sense of it. When you put off purchasing health insurance or persevere with a plan that isn’t working for you, you run the risk of compromising your future or the future of your employees. Don’t delay making a decision any longer. Fill out our online form today.