Get the Health Insurance Quote You Need
Are you unhappy with your current health insurance? Are you exploring new health insurance options that may be a better fit for your family’s needs and income? At Terpening Insurance, our expert team of agents is here to provide the information that you need to make a well-informed decision. We take the time to get to know all of our clients personally so we can provide customized care options. Once we have your basic information, we put together price and package comparisons for major health care providers in the area. It is always up to you to make the final decision about the health care that is best for you and your loved ones.
Learn About the Benefits of Kaiser Permanente Plans
Founded in 1945, Kaiser Permanente is an Oakland-based integrated managed care organization. With operations in nine states and the District of Columbia, it is the largest managed care company in the country. This non-profit health care foundation consists of the Kaiser Foundation Hospitals, the Kaiser Foundation Health Plan and its regional subsidiaries, and the Permanente Medical Groups.
Kaiser Permanente has a collaborative system with 17,000 physicians. They are committed to the comprehensive health of every Kaiser member. They lead the way in a range of medical services from cardiology to strokes to cancer. Health care experts attribute Kaiser’s high level of performance care to three primary practices:
A strong priority on preventative care to save money for both patients and hospitals
Providing salaries for doctors instead of paying them per service, which reduces unnecessary testing and procedures
Planning hospital stays carefully in order to transition care to outpatient clinics as soon as possible to reduce costs
Are You Ready for Covered California?
As of October 1, 2013, the Covered California exchange will provide resources for individuals, families, and small business owners so that they can locate, compare, and buy health insurance that covers all essential health care benefits. The exchange also provides financial assistance to make insurance affordable for all California residents. Residents are not required to use this exchange, but they may find that it comes with advantages over alternative health care options.
There are two types of exchanges in the Covered California initiative: an individual exchange and the Small Business Options Program (SHOP). Currently a business must have 50 employees or less to be eligible for SHOP. It is anticipated that this definition will change to 100 or less employees in 2016. Learn about Covered California in our detailed reference guide.
We Are Here to Help
We know that the process of researching health insurance can be stressful and at times, overwhelming. Let us do the legwork for you. Our experienced agents at Terpening Insurance are well-versed in a wide variety of insurance coverage and will use their expertise to your advantage. You’ll get a peace of mind knowing that you’re protected from the risks that you can’t afford. Fill out our online contact form, stop by our convenient Torrance office, or call us at (800) 585-1776.