Work With Experienced Insurance Agents
The world of insurance is extensive, which can be overwhelming. The good news is that you don’t have to navigate the system yourself. Terpening Insurance has been working with California residents for more than two decades. We have extensive experience with all of the major carriers in the area and have trained specialists in multiple areas in insurance. You’ll be paired up with a qualified agent who has the expertise that you need for your insurance needs and budget.
Learn What an L.A. Care Health Plan Can Do For You
The L.A. Care Health Plan (or Local Initiative Health Authority of Los Angeles County) has been operating out of Los Angeles since 1997. This local, independent public agency serves low-income residents throughout Los Angeles County including uninsured children, Medi-Cal managed care beneficiaries, and additional susceptible populations. They have National Committee for Quality Assurance accreditation. With more than one million members, L.A. Care is the largest public health plan in the United States.
L.A. Care Health Plan consists of five health coverage programs, which are as follows:
The Healthy Families Program – offering health coverage for children who are not eligible for Medi-Cal and whose families are unable to afford private health insurance
Medi-Cal – the only public program to provide coverage for specific groups of low-income adults (i.e. pregnant women, individuals with disabilities) as well as children
L.A. Care’s Medicare Advantage Special Needs Plan – offering collaborative care for Los Angeles County individuals with disabilities and adults age 65 and older who have Medi-Cal and Medicare eligibility
L.A. Care’s Healthy Kids – health coverage for children unable to qualify for Healthy Families or Medi-Cal, up to 300 percent of the Federal Poverty Level (FPL)
PASC-SEIU Homecare Works Health Care Plan – health coverage for in-home supportive services (IHSS) for workers with 77 hours or more monthly for two or more months in a row
Are You Prepared for Covered California?
As of October 1, 2013, California residents have a new, simple method for purchasing health insurance: the Covered California exchange. The initiative provides side-by-side health plan and health benefit comparisons, making it easy to choose a well-suited, competitively-priced plan for you and your family. Are you concerned because you’ve had health care applications denied in the past? Even if you are ill or have a chronic health condition, you’ll still be able to purchase health insurance through Covered California.
With Terpening Insurance, our agents help you enroll, apply for tax credits, and shop for insurance in person, online, or over the phone. Individuals are able to select a qualified health care plan based on benefits, services, price, and provider networks (i.e. physicians, hospitals, specialist clinics). Find out everything you need to know about California’s health benefit exchange in our comprehensive overview.
Get the Peace of Mind That You Deserve
At Terpening Insurance, we carefully analyze the needs of each individual, family, and business in order to determine the best possible insurance solution. You’ll sleep better at night knowing that you’re working with someone who is committed to your best interests. This allows you to get protection against the risks that you cannot afford. Don’t put off the decision to purchase health care for yourself, your family, or your business. Pay us a visit in Torrance or give us a call today.