Get Personalized Insurance Advice
Are you in the market for health insurance for you and your family? Are you unhappy with your current health plan? Look no further than Terpening Insurance. We have been serving the greater Los Angeles area for more than two decades. We take the time to get to know all of our clients, regardless of their needs and budget, so we can put together customized insurance package recommendations. We know how important it is to have affordable, high quality health insurance, and we do everything that we can to get it for you.
Is Valley Health Plan a Good Fit For Your Family?
Founded in 1985, Valley Health Plan (VHP) was created to serve the employees of Santa Clara County. By 1995, they had grown their organization to 4,500 members. Today they are still one of the top health plan options for Santa Clara County employees as well as Valley Transportation Authority (VTA), In-Home Supportive Services (IHSS) workers, and additional employer groups. VHP is the only locally-based health plan in the county.
VHP has a top notch delivery system model that is built on the following principles:
A workforce where everyone cares and everyone counts
Caring about the individuals and families that they serve as well as caring for them
Upholding members’ dignity and privacy in order to give them the respect that they deserve
Training medical staff and other employees so that they can be productive and maintain stellar service for all members
VHP offers the following benefits for its members:
A quality network of primary care physicians and specialists
Convenient nationwide Walgreens and Safeway pharmacies as well as a selection of local pharmacies
Free health education courses for parenting, nutrition, and fitness
Chronic disease prevention and management programs
Stay Informed About Covered California
Valley Health Plan is one of the five Covered California health plans available in Santa Clara County. The Covered California exchange was created to develop a readily accessible, user-friendly marketplace for health coverage for California residents. Health insurance companies are not allowed to deny or cancel this coverage if members become sick or have pre-existing chronic conditions, such as diabetes and asthma.
All health insurance plans that are offered within the Covered California marketplace must include certain services that are referred to as essential health benefits. These services include physician visits, emergency care, hospital stays, maternity care, children’s care, medical testing, prescription medications, and mental health care. Health insurance plans must include 100 percent coverage for preventative services as well, such as colonoscopies and mammograms.
Find out more about Covered California’s Health Insurance Exchange with our in-depth guide.
We’re Here to Help
If you’ve been putting off shopping for health insurance because the process seems stressful and overwhelming, don’t delay any longer. When you go uninsured, you don’t have the protection that you need for the risks that you can’t afford. It isn’t worth compromising your future or the future of your loved ones if someone gets sick or develops a chronic health condition. Our experienced team of insurance agents is ready to assist you. Give us a call, fill out our online contact form, or drop by our convenient Torrance location.