Compare Prices and Quotes for Major Carriers
At Terpening Insurance, we know how overwhelming it can be to research insurance packages. There are lots of different options, and it’s not always easy to make side-by-side comparisons. We believe that families and businesses should have the best health insurance that they can afford. We get you the quotes that you need and do the hard work of drawing up comparisons so that you can make simple, stress free decisions. If you’ve been putting off the task of buying health insurance, don’t delay any more. Give us a call today.
Think About Choosing Blue Shield of California for Your Health Insurance
Blue Shield of California was founded in 1939 by the California Medical Association. Based in the San Francisco area, they are a non-profit health plan provider and are thus distinctly different than Anthem Blue Cross, despite a close association. They have almost 65,000 physicians throughout the state of California. Their missions and values are encompassed in their initiative to provide healthcare for every California resident. They believe that all of the state’s residents should have access to top notch health care at an affordable price.
Customers at Blue Shield of California get options to decrease their out-of-pocket costs for care and to select the appropriate level of coverage for their specific needs and incomes. The organization is committed to helping their customers manage their care proactively through preventative care services, wellness programs, alternative therapy (i.e. chiropractor adjustments), personalized long-term care management (i.e. for chronic conditions), and 24/7 online access to medical resources.
Get the Details You Need About Covered California
Starting October 1, 2013, Blue Shield will offer plans for individuals and families within Covered California. Customers can purchase new plans directly from Blue Shield or through one of the traditional methods.
Covered California is available for individuals, families, and small businesses with 50 employees or less. The coverage is intended to make healthcare more affordable and to enable families to compare and select plans that are most suited to their needs and income. The law dictates that the state cannot drop or deny coverage even if an individual has a pre-existing medical condition or develops a new illness or condition.
There are subsidies available through Covered California for applicants who have yearly incomes in the range of 134 to 400 percent of the Federal Poverty Level (FPL) and additional guidelines. Individuals who are below the 134 percent level may be granted eligibility for Medi-Cal. Even if customers do not meet the qualifications for subsidies, they still have the option to purchase Covered California health care outright. You can find out everything you need to know about Covered California in our extensive guide.
Work With Experienced Staff
Our team of insurance agents has been serving the state of California for more than 20 years. We have agents that specialize in many different areas of insurance. This means that you always get expert advice about the specific plan that you need. Get a peace of mind for your family or your business by protecting yourself against the risks that you cannot afford. Give us a call or fill out one of our online forms for an instant quote.